Last updated: January 2025
By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use this website. These terms apply to all visitors, users, and others who access or use the site.
Vivian Szatmari (Hajnalka Szatmari) is a licensed financial advisor operating in Ontario, Canada. The information and guidance provided through this website relate to insurance and investment solutions. All services are provided in compliance with applicable regulatory and industry standards.
The content on this website is intended for informational purposes only and does not constitute formal financial, legal, or tax advice. Every individual's financial situation is unique. You are encouraged to consult directly with a licensed professional before making any financial decisions.
All content on this website — including text, images, graphics, logos, and design — is the property of Vivian Szatmari and is protected under applicable copyright laws. You may not reproduce, distribute, or use any content without prior written permission.
To the fullest extent permitted by law, Vivian Szatmari shall not be liable for any indirect, incidental, or consequential damages arising from the use of, or inability to use, this website or the information contained within it.
This website may contain links to third-party websites for convenience. These links do not imply endorsement of the content found on those sites. Vivian Szatmari has no control over, and assumes no responsibility for, the content or privacy practices of any third-party sites.
These Terms & Conditions may be updated from time to time without prior notice. Continued use of this website following any changes constitutes your acceptance of the revised terms. We recommend reviewing this page periodically.
These terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Ontario.
If you have any questions regarding these Terms & Conditions, please contact Vivian Szatmari directly:
Email: vivian@insuredbyphoenix.com
Phone: +1 (416) 671-3972